Some credit card points will be cleared at the end of the year, and some will not. Different banks have different rules for clearing credit card points. For example, the following bank credit card points:

1. Credit card points of Agricultural Bank, China Merchants Bank, Industrial Bank and Minsheng Bank are permanently valid;

2. Bank of Communications credit card points are valid for two years;

3. CITIC Bank credit card points are valid for a maximum of two years and a minimum of one year;

4. The validity period of credit card points of Guangfa Bank is the same as that of credit cards, and expired points will be cleared.