Platinum cards with the same card face are divided into elite versions (annual fee is 480 or 6W points are deducted); Premium edition (annual fee of 2000 or deduction of 45W points) and Zunshang edition (annual fee of 3600). This card really enjoys platinum rights. Golf is free of green fees, driving range fees, VIP boarding, car road rescue, physical examination and so on. But the annual fee is as high as 2000.

Citic, whether from Jinpu card or Platinum card, has many kinds of cards except I-white, but it lacks practical classic cards for the public.

Extended data:

Annual credit card fee:

Platinum Card Excellence Card: RMB 2,000; Supplementary card: 65438 yuan+0,000 yuan. Elite MasterCard: RMB 480 yuan; Supplementary card: RMB 240 yuan. Titanium card main card: RMB 480 yuan; Supplementary card: RMB 240 yuan.

Gold MasterCard dual currency card: RMB 300 yuan; RMB single currency card: RMB 200 yuan. Supplementary card dual-currency card: RMB150; Rmb single currency card: RMB 100. Puka MasterCard: RMB 100; Supplementary card: RMB 50 yuan.

If you swipe your card or withdraw cash 1 time within 30 days of card approval, you will be exempted from the annual fee for the first year, and if you swipe your card or withdraw cash five times within one year, you will be exempted from the annual fee for the next year. There is no charge if the credit card is not activated (note: except CITIC Unlimited Credit Card, Air China World Credit Card, Platinum Credit Card, Magic Titanium Card and Annual Fee Package Card).

Ways to increase the credit card limit:

1, swipe your card more. Usually, no matter what you buy or what the price is, you can swipe your card as long as you can. Even if you buy a bottle of water or a pack of cigarettes, you can pay by credit card.

2. Repayment by installment. After the general credit card bill comes out, you can choose the appropriate installment repayment, such as 3-6 months, so you can apply for installment repayment and let the bank make some money.

3. Repay on time. If the repayment is made on time every month, the amount will increase after 3-6 months in a row.

4. Types of credit card merchants. Credit card merchants should be diversified, such as supermarkets, hotels, restaurants and gyms.

5. swipe time. The business hours of general merchants are from 9: 00 a.m. to 9: 00 p.m. 10 p.m., so it is best to swipe your card at this time.

References:

Baidu Encyclopedia-China CITIC Bank Credit Card

Phoenix. Com- How to Increase Credit Card Limit