Yes
"Legal analysis: Under normal circumstances, bank cards are temporarily frozen for three days by the criminal investigation hotline, and will be automatically unfrozen after three days.
Credit cards are also called loans. A charge card is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It is in the form of a card with the name of the issuing bank, validity period, number, cardholder name and other information printed on the front, and a magnetic strip and signature on the back. Consumers with credit cards can shop or make purchases at special commercial service departments, and then the bank will make settlements with merchants and cardholders. Cardholders can overdraft within the specified limit.
Press Card issuers are different and can be divided into bank cards and non-bank cards.
Bank cards are credit cards issued by banks. Cardholders can shop and consume at the card-issuing bank's special merchants, or they can be purchased from the card-issuing bank. You can withdraw cash at any time at branches or ATMs.
This type of card can be specifically divided into retail credit cards and travel and entertainment cards. Retail credit cards are credit cards issued by commercial institutions. Such as department stores, petroleum companies, etc., which are specially used for shopping in designated stores or refueling at gasoline stations, and for regular settlement. Travel and entertainment cards are credit cards issued by service industries, such as airlines, travel companies, etc., and are used for purchasing tickets, dining, etc. Accommodation, entertainment, etc.
According to the different objects of issuance, it can be divided into corporate cards and personal cards.
Corporate cards are issued to various industrial and commercial enterprises, scientific research and education, etc. Legal entities such as public institutions, national party and government agencies, military units, and groups.
Personal cards are issued to urban and rural residents, including workers, cadres, teachers, scientific and technological workers, and self-employed households. and other adult urban and rural residents with stable sources of income. Personal cards are applied for in the name of the individual and they bear all responsibilities for using the card.
Based on the creditworthiness, status and other credit conditions of the cardholder. They can be divided into ordinary cards and gold cards.
Ordinary cards are issued to cardholders with average financial strength, reputation and status, and their various requirements are not high.
p>Gold card. Gold card is a high-end credit card that pays high membership fees and enjoys special benefits. The card is issued to those with high credit standing, strong repayment ability and certain social status. The starting point is higher, and the additional service items and scope are much wider, so the requirements for relevant service fees and deposits are also relatively high.