When applying for a credit card on Douyin, security issues are indeed a topic that needs to be treated with caution. First of all, the card application information on the platform varies from good to bad. Some may be official bank advertisements, but there are also risks of false propaganda or fraud. When encountering situations where you need to fill in sensitive information such as bank card numbers, passwords and verification codes, you should be vigilant immediately to avoid leaking personal information through unofficial channels.

Even if you fill in the information and pass Douyin's preliminary review, it does not mean that you will be able to successfully apply for a credit card. The final approval result still depends on the bank's decision. For example, China Merchants Bank may contact you by phone for confirmation. At this time, you need to prepare all necessary information, otherwise your visa may still be rejected.

When applying for a credit card, users should pay special attention to the following points: First, understand the annual fee and annual fee exemption rules of the credit card; secondly, choose a bank that suits you, and pay attention to the cash withdrawal and cash installment procedures of different banks. The difference in fees; thirdly, choose the card type according to actual needs, such as the restrictions on the use of UnionPay cards; finally, don’t forget to pay attention to the credit card’s discounts and points policy.

In general, although there are risks in applying for a credit card on Douyin, by identifying official channels, treating personal information with caution, and fully understanding the relevant regulations of credit cards, you can reduce the risk and improve the chances of successful card application. possibility.