Under normal circumstances, if the applicant has a mortgage, applying for a credit card must meet the two conditions of having a mortgage for more than 6 months and a good repayment record. Your situation basically meets the requirements. To apply for a credit card, the applicant also needs to be between the age of 18 and 65, and have a good credit status. The documents required for handling ICBC credit cards are:

1. Work certificate (at least one of them must be provided)

Such as: the original official work certificate issued by the work unit, the original work card or business card with comprehensive information, the name of the unit, the name of the applicant and the social security/medical insurance/provident fund certification materials for the last three months.

2. Financial income voucher (optional, which is helpful to increase the quota)

Such as: original or photocopy of payroll records issued by the bank, income certificate issued by the unit, income tax withholding certificate, self-owned real estate license/house purchase contract/bank mortgage repayment schedule, self-owned car driving license, bank deposit certificate and other materials.

3. Recognition (Basic)

A copy of the identity card of a domestic resident; Compatriots from Hong Kong, Macao and Taiwan-Hong Kong and Macao residents' passports to and from the mainland, Taiwan Province compatriots' passports to and from the mainland and copies of residence endorsements or multiple round-trip endorsements; Alien-a copy of the passport and residence permit or employment certificate of the country to which the foreigner belongs;

Although it is convenient to apply for a credit card, the repayment pressure will also increase. I hope you can choose according to your actual situation.