Eliminate the record of credit card application rejection within two years. However, the credit card application rejection record cannot be deleted artificially, and will only be saved for 2 years before being overwritten.

The rejection of a credit card application will generally not affect the credit information, but now the credit card application is reviewed through a comprehensive evaluation system, which will refer to the applicant's age, job stability, income, personal credit information and so on. However, too many credit card applications will indirectly affect credit reporting. Moreover, too many inquiries about the credit report will also affect personal credit reporting.

Too many credit card application records and too many rejections will also affect personal credit information.