How about China Merchants Bank’s credit card loan e-Zhaodai? Five characteristics reveal absolute advantages!
With the changes in consumption concepts, loan consumption has become more and more common. Not only that, now loans are widely used and there are more and more loan methods. Among them, the credit card loan method is more recognized by the public, and various banks also provide credit card loan services specifically for their own credit card customers. CMB e-loan is such a product. Many friends ask, how is CMB e-loan? Let me introduce it to you!
China Merchants Bank e-loan mainly has five major features, as follows:
Feature 1: Application is convenient and fast
China Merchants Bank e-loan is a credit loan , no paper documents are required, and no mortgage or guarantee is required. The application process can be completed online, and the application can be completed in as fast as 30 seconds.
Feature 2: Exclusive high limit
Although China Merchants Bank e-loan is a credit card loan, it is an exclusive independent e-loan account with exclusive new loan limit. The maximum limit is 300,000 to fully meet your loan needs.
Feature 3: Safe and reliable
The banks where China Merchants Bank e-loans are banned will call the People’s Bank of China interface when applying for the first time, that is, if you need to check the credit report, the application will be successful. A new account will be added to support multiple bank cards.
Feature 4: Calculation of interest on a daily basis
The interest rate of China Merchants Bank e-loan is calculated on a daily basis, and the daily interest rate is relatively low. As long as the interest rate during the promotion period is lower until the day, you can repay it at any time. The payment has no impact on your personal account.
Feature 5: Flexible repayment methods
China Merchants Bank e-loan supports repayment at any time, and can also support installment repayment, as long as the minimum repayment amount is paid, the minimum repayment amount is enough Calculated based on 10% of the total amount owed on the billing date.
Regarding "How about China Merchants Bank's credit card loan e-Zhaodai", here we introduce these 5 major features. In general, China Merchants Bank's e-Zhaodai is a convenient, easy-to-use and safe bank loan product. , friends in need may wish to try it!
Is China Merchants Bank’s e-loan reliable? How is the reputation?
China Merchants Bank e-loan is a reliable platform with a reputation as a formal platform, with low threshold and fast review.
China Merchants Bank’s annual report shows that in 2016, the number of users bound to China Merchants Credit Card’s “Pocket Life” exceeded 30 million, and it launched innovative products such as e-loans and consumer reserves, and enriched functions such as mobile installments and scan-code installments. .
Expand the payment product layout, launch ApplePay in the industry, and use this as the core to deploy NFC mobile payment to comprehensively improve customer payment experience; deepen the traffic and stickiness management, and continue to focus on the two major mobile Internet consumption of meal tickets and movie tickets Scenario management, building a "local discount" channel on "Cockpit Life" to comprehensively lay out consumption in business districts.
At the request of the Prudential Regulation Bureau of the China Banking Regulatory Commission, some bank personnel teamed up with intermediaries to issue consumption certificate invoices. Some banks have begun to collect materials proving the purpose of the loan from consumer loan customers, including: manifests, invoices, contracts, transfers Vouchers etc. At the same time, Mr. Chen, a user of China Merchants Bank’s e-loan, received a text message from China Merchants Bank, which read: Customers are required to upload relevant consumption vouchers for e-loan funds before November 30, 2017.
Extended information
The application conditions for China Merchants Bank e-loans are as follows:
1. The borrower is a credit card holder of China Merchants Bank.
2. The borrower has not had any overdue loans recently.
3. The borrower’s credit report is good.
4. Loans cannot be used for investment.