You can call the police if you are violently collected by the third party of Guangzhou Bank. It would not be illegal to go to the door to collect the arrears. If violent collection is used, then the other party can definitely call the police and bear the corresponding responsibilities. As long as it's not a violent collection and it's from the informal sector, it's legal to collect it at home. The bank's door-to-door collection of credit card arrears is to safeguard the bank's own basic rights and interests, but if it is other credit disputes (not malicious credit card arrears), the public security organs have no right to intervene.

if the credit card is in bad faith,

if it is overdue for more than 2 times, it will be collected at home. If it cannot be repaid in full, it is recommended to repay with the minimum repayment amount, but it will generate interest? . If the repayment has been overdue, not only will there be a late payment fee? And seriously affect your personal credit record, once you have a bad record, you can't apply for credit cards and bank loans for five years. If you don't repay the money after repeated reminders from the bank, the bank will finally sue you for malicious overdue repayment and apply for enforcement.