Card holders should actively cooperate and coordinate. This is a good way of coordination, and reaching an agreement with the bank is a relatively good solution. If the credit card debt is overdue, the bank will notify you to file a lawsuit in court, and the cardholder can proactively contact the bank to negotiate credit card repayment matters. If both parties reach an agreement, they can sign a repayment agreement and the bank withdraws the lawsuit. Regarding the question "What should I do if my credit card is overdue and is mediated by the court?" The editor has compiled the following knowledge.

1. What to do if your credit card is overdue and is subject to court mediation 1. Cardholders must actively cooperate and coordinate. This is a good way of coordination, and reaching an agreement with the bank is a relatively good solution. 2. If the credit card debt is overdue and is notified by the bank to file a lawsuit in court, the cardholder can proactively contact the bank to negotiate the credit card repayment issue. If both parties reach an agreement, they can sign a repayment agreement and the bank will withdraw the lawsuit.

2. What to do if your credit card is overdue for half a year? 1. If your credit card is overdue, you must not ignore it. First of all, you need to get in touch with the bank, indicate your current economic situation, take the initiative to express your willingness to repay, and hope that the bank will coordinate and customize a reasonable repayment plan, and then work hard to make money and slowly pay off the debt. 2. Bank staff will continue to contact you after the due date, but do not deliberately avoid these calls. After answering the phone, you should promptly explain your willingness to repay and your current financial pressure, and ask for a grace date. 3. If the cardholder is really unable to repay the amount required by the bank, he or she can apply to the bank for an extension, or an installment policy, and sign a personalized installment agreement. In general, the impact of an overdue credit card is relatively large. It is recommended that you make sure to repay on time. If your credit card is about to expire or has already expired, it is recommended that you call the bank's customer service phone number in time, proactively explain the situation, and find out whether you can apply for repayment or reduce penalties and repay as soon as possible. Remind you: actively negotiate for repayment: even if the credit card debt is not paid, do not lose contact and run away. Don’t miss the bank’s collection calls. If you have no money, you must also express your willingness to repay to see if you can negotiate for repayment. If the bank says it wants to sue, don't panic. It will be an opportunity for those who are temporarily unable to repay. It will be easier to negotiate through court mediation when the court is held. Therefore, with the right method, things can be easily solved. If you don’t know how to do it, you can click the consultation button below to contact the credit and debt professional team to get "specific solutions".