Nowadays, many people will see the activation prompt after getting a new credit card. Generally speaking, credit cards cannot be used without activation. Many people don't know much about this. So can the credit card be used directly without activation? Let's take a look.

If the credit card is not activated, you can't spend it directly. If the credit card is not activated, it cannot be used. Naturally, you can't spend, withdraw or transfer money by credit card.

How to activate a credit card

1. Call the service hotline of the issuing bank and apply for card opening directly from the customer service staff. Customer service personnel will naturally help open the card after verifying the customer's identity information. Of course, customers can also activate their own cards according to voice prompts.

2. Find the card you applied for in the credit card interface of the issuer's online banking/mobile banking client/credit card app, select the activation option to operate online, and submit the card opening application after password verification.