The age, income level, location and occupation of the applicant. Does not meet the requirements for issuing bank cards. Although it is stipulated in the credit card regulations of Guangfa Bank that applicants only need to be 18 years old and have a stable source of income, in fact, the card issuance business may not cover the applicant's region, income level and occupation (unstable job), which will lead to the second rejection of the credit card application. In addition, if the applicant meets the above conditions, he should also check whether there is any problem with his credit record. If he has a bad credit record, he needs to check the credit report.

Guangfa Bank Credit Card is the first standard credit card in China. The credit limit of the card is preset according to international standards, and it is used for overdraft consumption and cash withdrawal transactions without pre-deposit.

The first is the standard card, which is aimed at the general public and has no specific directivity. True Love Card and Pearl Card are high-end credit cards specially set up to locate women in the new era. These credit cards will get certain discounts when buying some female consumer goods.

The owner's card is for private cars, and you will enjoy more benefits in refueling and car maintenance.

At the same time, Guangfa Bank has issued a business card with a credit card, which can be used in some large-scale consumer places and hotels, and will enjoy a certain preferential amount in some hotel services and reservation business.

Credit card repayment method of Guangfa Bank:

network

1, Tenpay online inter-bank transfer repayment

2. The bank's online bank transfer repayment.

3. Quick money website online cross-bank transfer repayment

4. Alipay online inter-bank transfer repayment

5. Inter-bank online bank transfer repayment

Automatic transfer

Guangfa Licaitong Savings Card Automatic Transfer

Self-service terminal

1, CRS cash repayment at deposit and withdrawal machine

2. Convenience store self-service repayment

3. Bank self-service equipment transfer repayment.

4. UnionPay "Xinfutong" self-service terminal transfers and repays.

telephone

1. Intra-bank telephone transfer

2. Telephone cross-bank repayment

3. SMS repayment

bank outlets

1, "Repayment Pass" inter-bank agent repayment

2. Repayment at the counter of bank outlets

3. Inter-bank remittance repayment

foreign currency

1, cross-bank purchase of foreign exchange by telephone

2. Guangfa Licaitong Savings Card Automatic Transfer

3. Purchase foreign exchange by telephone for repayment

4. Pay back at our counter

Annual fee standard:

Guangfa RMB ordinary card: the annual fee of the main card is RMB/year in 40 yuan and RMB/year in 30 yuan.

Guangfa RMB Gold Card: the annual fee of the main card is RMB/year in 80 yuan and RMB/year in 48 yuan.

Guangfa dual-currency Capka: the annual fee of the main card is RMB/year in 90 yuan and RMB/year in 45 yuan.

Guangfa dual-currency card gold card: the annual fee of the main card is 260 yuan RMB/year, and the supplementary card is+65,438 RMB/year.