Address: No. 69, Zhengyi Road, Kunming City, Yunnan Province.

Postcode: 650021

Contact number: 0871--63636714

1. On-site inquiry process

Individuals must bring their original valid identity documents and 1 copy, fill in the "Personal Credit Report Personal Inquiry Application Form" at the inquiry outlet and submit the inquiry application.

2. Online inquiry operation method:

1. First open Baidu Search for "Credit Reference Center of the People's Bank of China" to enter the official homepage of the Credit Reference Center of the People's Bank of China.

2. Select "Internet Personal Credit Information Service Platform" in the intermediate core business section and click to enter.

3. As shown in the picture, select "Start Now".

4. When logging in for the first time, select "New User Registration" on the right side of the page, fill in the identity information according to the prompts, register the account, and log in after successful registration.

5. Select "Apply for Credit Information". There are three verification methods to choose from. Since it is difficult to obtain the UnionPay authentication code for selected bank cards and is relatively complicated, it is recommended to use question verification here.

6. After identity verification, the Personal Credit Center will send the identity verification code to your reserved mobile phone in the form of a text message. You can use the identity verification code to access the platform to obtain the results 24 hours later.

7. For the method of obtaining the results, refer to 1-4. Log in to the platform, select "Get Credit Information", and enter the identity verification received via SMS below to view personal credit information.

8. On the page to view the results, just press CTRL+P to print. At that time, the personal credit report you need can be printed out. (The premise is that your computer is connected to a printer. If there is no printer, you can save the image or PDF and copy it to the computer connected to the printer for printing)

Extended information

On-site inquiry and charging regulations:

The number of personal inquiries in 2014 will be calculated from June 3, 2014, and the number of inquiries each year after 2015 will be calculated from January 1 of that year. On-site inquiry process: Individuals must bring their original and valid ID documents and 1 copy, fill in the "Personal Credit Report Inquiry Application Form" at the inquiry outlet and submit the inquiry application.

For individuals who have inquired more than 3 times in the year and For the above, the staff will inform the individual that they need to pay the inquiry service fee, and it is up to the individual to decide voluntarily whether to pay for the inquiry. Fees will be paid in cash initially and will gradually increase as needed.

As of the end of April 2014, the credit information system has included 840 million natural persons, 19 million enterprises and other organizations, with an average daily inquiry volume of more than one million for personal credit reports and an average daily inquiry volume for corporate credit reports. More than 300,000 times.

Reference materials:

Kunming Branch of the People's Bank of China - Institutional Introduction

People's Daily Online - Fees for querying personal credit reports will start next month