The Agricultural Bank of China Jinsui Lok Card has been reviewed and approved. The card has been activated upon receipt. Why is the limit shown as 0

For such a card, you need to submit an application limit at the local Agricultural Bank of China. OK.

The minimum credit limit for the Agricultural Bank of China’s Jinsuile Credit Card is 2,000 yuan and the maximum is 1 million yuan. If the limit of an Agricultural Bank of China credit card is 0 yuan, you cannot increase the limit on the customer service phone. That is to say, the customer service representative will not help you accept the limit increase business. For such a card, you need to go to the local Agricultural Bank of China to submit an application for the limit. If you confirm that this card is a credit card, the annual fee will be charged after you activate it. If you have not activated it, there will be no annual fee. The annual fee will be charged after activation.

This situation may occur under special circumstances. For example, if a customer purchases a car and applies for a Lefen card, it is only to facilitate the customer's repayment, so a 0-limit card may appear.

Why does a car loan credit card have no limit?

1. The limit of a car loan credit card is a special limit. After paying the final payment of the car loan, the limit will be used up. The special limit cannot be used for credit card consumption or cash withdrawal, so there is no limit under normal circumstances. After repaying the car loan, the user can restore the consumption limit of the credit card. Before the loan is repaid, the car loan credit card can only be used to repay the car loan and cannot be used for other purposes.

2. Users can use other credit cards to make purchases. This is not affected by car loan credit cards.

For more information about why there is no limit on car loan credit cards, go to: View more content

What does it mean that the available limit of the Agricultural Bank of China loan is 0

If the account balance is If the available balance does not match, please verify the following:

1. If it is a debit card or quasi-credit card from our bank

(1) Verify whether the payment has been made at a hotel or other special merchants Pre-authorization, if the merchant does not release the pre-authorization, our bank's pre-authorization will be automatically unfrozen after 45 days. Please pay attention to the unfrozen status of the account's available balance, or contact the merchant for processing.

(2) Verify whether to purchase financial management, funds, and insurance.

(3) Verify whether a delayed transfer transaction has been performed.

(4) In other cases, the card owner is required to bring his valid ID and bank card to any branch of the Agricultural Bank of China for enquiry.

2. If it is a public account with our bank, it is recommended to verify whether delayed transfers are performed, purchase financial management, funds, and insurance, or directly inquire with the bank where the account is opened.

3. If it is a credit card from our bank, please call the credit card 24-hour customer service hotline for enquiry.

This concludes the introduction to the 0-limit Agricultural Bank of China car loan credit card and the 0-limit Bank of China car loan credit card. Did you find the information you need?