How to modify the statement of Minsheng Credit Card? How long will it take effect?

Many people can't make a one-time repayment after swiping their credit cards. In addition to paying in installments and according to the minimum payment, they can also relieve the repayment pressure by modifying the billing date. However, different banks have different regulations on modifying the billing date of credit cards. Here, let's take Minsheng Bank as an example.

1. How to modify the billing statement of Minsheng Credit Card?

In addition to calling the banking hotline for customer service to help modify the credit card statement of Minsheng Bank, the cardholder can also modify it on the National Life APP. Modify the path: National Life APP- Finance-Change Bill Date.

However, not any day can be used as the billing date of a credit card. You must choose from the valid billing date corresponding to your credit card, which mainly includes these:

1. The valid billing date of RMB/USD account and other multi-currency accounts is 1-27 days;

2. The valid billing date of Platinum Financial Card, Car Installment Credit Card, New E Loan Card, Official Card, Tongbao Installment Card, Tongbao White Collar Card and Car Installment Parking Product Account is 1-1 days;

3. The valid billing date of Bank of Zhengzhou Shangding Card is 12th to 27th.

second, is there a limit on the number of times to modify the billing statement?

There is a limit on the number of times that Minsheng Credit Card can modify the billing statement. You can only adjust the billing statement once in a natural year, and there is no handling fee.

note: the number of times in a natural year is based on the effective date of the new billing date.

3. How long will it take effect after the bill date is revised?

The effective date of the modified billing date of Minsheng Credit Card depends on the situation, as shown below:

1. If the billing date is adjusted between the original billing date and the last repayment date (including the grace period), the new billing date will take effect after the last repayment date (including the grace period);

2. If the billing date is adjusted between the original last repayment date (including grace period) and the next billing date, the new billing date will take effect immediately.

can the credit card bill be changed?

the date of the credit card bill can be changed. Then, the situation of billing dates in major banks is as follows:

1. Industry and commerce, in the past, only a few billing dates could be changed, but now most cards can be changed to billing dates, but some business cards are still only available on the 1 ST and 12 th. It can be modified in the software of China Industrial and Commercial Bank.

2. ABC, not only can't modify the billing date, but each card has a different billing date.

3. Transportation. Although the credit card can only be changed once during the validity period or for life, there are indeed many people who have successfully changed it for the second time after one year of actual measurement. You need to call customer service to modify the billing statement.

4. Bank of China, China Construction Bank, Postal Savings Bank, Shanghai Bank, Huaxia, Beijing and China Merchants Bank need to call customer service to modify the billing statement.

5. Guangfa. Generally, the billing date is birthday, and if the birthday is 29/3/31, the system will randomly configure it as 4-28 days. Standard cards have a 26-day interest-free period, while other cards only have a 2-day interest-free period. Ordinary customer service phone can't change the billing date, so you need to call Guangfa Platinum Customer Service, so you need at least one platinum card under your name.

6. Xingye, the optional billing date of different card types is different. For example, the optional date of the new car friend card is 1-27, but the date of the China Eastern Airlines co-branded card is only 3, 7, 9, 13, 15, 16, 18, 21 and 23.

7. CITIC can only be modified 8 days before and after the current billing date and between 1 and 2 days. For example, if the billing date is 18th, it can only be modified between 1th and 2th. You need to call customer service to modify the billing statement.

8. Everbright can modify the billing date in the "Sunshine Life" APP.

9. Pufa, you can modify the billing statement in the "Pufa Credit Card" APP, but I can't modify it because of insufficient comprehensive score, and then I asked to submit it to senior customer service for successful modification.

1. People's livelihood can modify the billing statement through online banking or calling customer service.

11. HSBC, limit each household to one set of credit cards, and both online banking and "HSBC Credit Card Mobile Banking" APP can modify the billing date.

12. Ping An, the credit card APP can change the billing date.

: How to modify the credit card billing statement:

First, select the billing statement that you think is the most suitable among several billing statements that can be modified, and then apply to the bank before the billing statement comes out. If you want to enjoy a longer interest-free period by modifying the billing date, it is recommended to spend one day after the billing date, and then modify the billing date one day in advance of the next billing date.

Method for modifying the billing statement of Minsheng Bank

Method for modifying the billing statement of Minsheng Bank's credit card:

1. Telephone modification. Users can call Minsheng Bank's credit card customer service phone number 4-669-5568 to modify the credit card billing statement;

2. modification of outlets. Users can bring their ID cards and credit cards to the counter of Minsheng Bank outlets to modify the billing statement;

3. online banking modification. Users can log in to Minsheng Bank's online banking, and then modify the billing statement.

Will the repayment of Minsheng Credit Card be delayed?

The repayment of Minsheng Credit Card will not be delayed when it is revised.

The repayment date of Minsheng Bank cannot be changed.

The billing date is related to the repayment date. If the billing date is changed, the repayment date will also change.

modifying the credit card billing date can extend the interest-free period of the credit card by one month. For a single large consumption, it will be very cost-effective to change the new billing date to the day before the large consumption.

Let's stop here for the introduction of the modification of Minsheng Credit Card bill.