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Can military personnel apply for credit cards?

Yes. If you are over 18 years old and have full civil capacity, you are eligible to apply for a credit card (main card). Military personnel generally include active duty officers, professional soldiers and conscripts. If active duty soldiers apply for a credit card, they cannot apply for a credit card because they have no fixed job and their income is very low. And if you are an active military officer or a professional soldier, have a stable income, and have a fixed occupation, if you have good credit, it is no problem to go to the bank to apply for a credit card.

How long does it take for an overdue credit card to be prosecuted?

If the credit card is overdue for more than 3 months, and the bank has made at least 2 valid collections on the user during this period, and the user has not paid back, it will be regarded as a malicious overdraft. Banks may file lawsuits against overdue cardholders. Once a lawsuit is filed, the court will make a judgment based on the specific circumstances of the overdue user.