First, a medical insurance card is not one of the necessary conditions for applying for a credit card. Whether you have a medical insurance card or not has nothing to do with whether you can apply for a credit card.

2. Application conditions for Everbright Credit Card:

1. The applicant has Chinese nationality and is between 18-60 years old.

2． The applicant has lived in the current place of residence for more than 6 months and the reason for applying is legal.

3． A valid personal ID card must be provided.