Credit cards have been very popular since they came out. Credit cards have many functions that are more suitable for mass consumers, such as installment repayment, minimum repayment amount, excessive repayment and so on. Credit cards are not suitable for cash withdrawal because of the cash withdrawal fee. Then, can the credit card be repaid in excess? Can the credit card be repaid in excess? Credit card overpayment cannot be repaid. Credit card overpayment refers to the money left in the account after the current bill amount is repaid. The overpayment in the credit card account will be deducted directly when the cardholder overdraws the card, and the bill will be generated only after the overpayment is fully deducted. After that, the overdraft consumption is included in the credit card bill, and the cardholder needs to repay on the next repayment date. Generally speaking, credit card overpayment refers to the excess funds paid by the cardholder or the funds deposited in the credit card account. According to the usage rules of credit cards, the cardholder has to pay the handling fee, whether it is the overpayment deposited in the credit card or the cash withdrawal with the credit card's own limit.