C Gold Credit Card is the IC gold card of CCB Credit Card, which is a kind of gold card. The card face is gold, with gold words. It adds an IC chip, which can encrypt the data in the card, and has an indispensable feature to prevent the card from being stolen. Moreover, in addition to the original credit card payment method, the landlord can also make credit card payment at the merchants indicated by "UPCash" and directly make credit card transactions at the merchants that support "QuickPass Flash Payment". Both payment methods do not need to verify passwords and signatures.
The credit cards issued by China Construction Bank are all named "Longka", including: Longka Famous School Card, Longka Business Card and Longka Automobile Card. The shortest interest-free period of CCB credit card is 20 days, and the longest interest-free period is 30 days. If the repayment is not made in full before the due repayment date, the interest-free period will not be enjoyed. The Construction Bank will charge interest at a daily interest rate of 0.5 ‰ and compound interest monthly. The interest-bearing date is from the date of consumption to the date of repayment, and the interest-bearing principal is calculated according to the actual amount payable.
Credit cards are divided into ordinary cards, gold cards and platinum cards. This is the UnionPay single-currency credit card gold card of CCB. The card is a composite card of magnetic stripe and chip. It has all the functions of the standard UnionPay card. After deposit, you can pay by credit card at the merchants who support flash payment. The annual fee of this card is 160 yuan. You can spend or withdraw money by swiping the card three times a year, and the annual fee of that year is exempted. The credit limit cannot be known for the time being, and can only be known after receiving the card. The limit is marked on the card letter, and pay attention to the card billing date displayed on the card letter. The billing date is the monthly settlement date, the transaction will be settled on the billing date, and the repayment date is 20 days after the billing date. Consumer transactions are fully repaid before the due repayment date and enjoy interest-free treatment for consumption.
CCB Standard IC CCB Longka IC Credit Card is a UnionPay standard chip credit card launched by China Construction Bank. It has all the financial functions of traditional magnetic stripe credit cards, and provides cardholders with higher security, more valuable services and better user experience. The standard ic gold card amount of CCB generally ranges from 1 10,000 to 50,000. If you want to run a high-value gold card, you usually spend a lot of money, spend a lot of times, spend a wide range, repay on time and have a good credit record. At this time, the bank will review according to the situation and consider increasing the gold card quota. It is said that before long, the financial IC card will completely replace the current UnionPay card.
What is the standard ic gold credit card limit of CCB?
The standard ic limit of CCB is 10000 -50000 yuan.
There are three conditions for handling the gold card of CCB, namely, the balance of financial assets, credit history and accumulated consumption. The details are as follows:
(1) Average monthly balance of CCB's financial assets (including local and foreign currency savings deposits, funds, national debt, etc.). ) More than 200,000 yuan (inclusive) within one year.
(2) Within one year, the average monthly balance of personal loans reached more than 500,000 yuan (inclusive), and the repayment situation was good, with no bad records.
(3) The accumulated consumption of Longka in one year is more than 50,000 yuan (inclusive).
What kind of credit card is the standard ic gold of China Construction Bank? What is the general quota?
Ccb standard IC gold is a standard chip credit card with gold card level, without any joint function. Card face is a classic gold card face of CCB, with a dragon printed on it. The credit card limit of CCB is not approved according to the card type, but mainly according to your personal credit status and your monthly income and assets. I know that the credit card limit approved by CCB is about 2-3 times your monthly income. If you do, you can also provide some personal financial proof, such as deposit certificate, car/real estate and so on, which will be more helpful for issuing cards and limiting cards.
CCB Credit Card Dragon Card Guangdong Hot Purchase ic Metal in Gold Card or Ordinary Card?
Belongs to a gold or platinum card.
eigenfunction
1, chip trading is safe and convenient.
Contact and non-contact dual-interface chips are adopted, and the composite card form of "chip+magnetic stripe" is adopted to provide cardholders with a safer and richer payment experience.
2. Global payment is free of currency exchange fees.
All foreign currency transactions (including credit card consumption, online consumption, withdrawal, etc. ) are purchased automatically, and the currency exchange fee is free. It is more convenient for cardholders to repay their debts in RMB according to the bill.
3. Dragon card is safe to use
The security card guarantees the exclusive value-added service "Longka is safe to use", real-time SMS reminder for transactions, and 48-hour stolen brush protection. The annual compensation for stolen brush is as high as 50,000 yuan, and only 3 yuan is needed every month, so as to strengthen the safety of card use.
Extended data:
1. The annual fee for the main card and the annual fee for the sub-card of the global hot purchase card UnionPay card standard platinum card is 580 yuan/card/year and 300 yuan/card/year. If the total amount of credit card spending and cash withdrawal per card year reaches 10 (unlimited amount), the annual fee for that year will be exempted.
2. Annual fee of UnionPay card for global hot purchase card 160 yuan/card/year, and 80 yuan/card/year for sub-card. In the UnionPay version, the annual fee for the current year will be exempted if the total amount of credit card consumption and cash withdrawal is over 3 (unlimited).
3. Visa and MasterCard, the global hot-selling cards, are free of annual fees within the validity period of the main and secondary cards.
China Construction Bank-Global Hot Purchase Credit Card
What card is the standard ic gold of CCB Credit Card Center?
It's a UnionPay standard IC credit card gold card. Standard credit cards are generally applied for more, and it is safer to bring IC chips. The annual fee of this card is 160 yuan/year. As long as you swipe your card or withdraw cash three times a year, you can avoid the annual fee for that year. And this consumption is not limited to your amount and place, it is easy to do, and online consumption is also counted. Then it is no different from other cards in function. If you don't know much about credit cards, you can log on to the credit card website of CCB, click "User Guide" in the upper right corner, and then download it to learn more about the use of credit cards.
How much cash can China Construction Bank withdraw from the standard ic line of 5000?
If cash is withdrawn, the daily limit is 2,000 yuan, and the accumulated amount shall not exceed 50% of the credit line.
The maximum cash withdrawal can be 2000 yuan in a single day, and the cumulative cash withdrawal can not exceed 2500 yuan.
A handling fee is charged at 0.5% of the cash withdrawal principal, with a minimum 2 yuan and a maximum cap of 50.
From the date of cash withdrawal, the interest shall be calculated at five ten thousandths of the daily interest, and the compound interest shall be calculated monthly.
Withdraw 2,000 yuan, charge a handling fee of 10 yuan and daily interest of 1 yuan until it is paid off. 20 days after the bill date is the due repayment date.
The introduction of CCB credit card standard ic gold ends here.