General conditions for applying for a credit card:

Cardholders should be 18-60 years old, have a stable job and income, and ensure timely repayment. The necessary application documents are copies of identity certificate and work certificate. If you can provide other financial documents, it will be more helpful for banks to understand your personal situation and judge the credit limit.

According to the requirements of the bank, credit cards need the following application materials:

1, valid ID card: the common ID card is the ID card, and soldiers are required to provide a copy of their military ID card;

2. Work unit certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the company official seal or personnel seal), or it can be a copy of the work permit verified and marked by the sponsor;

3. Personal assets certificate: it can be a payroll record issued by the bank, an income tax withholding certificate, a document that proves the market value of a house, a car, a deposit, an investment, etc. (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove the financial level. Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.