Ping An Credit Card spent 3 times on 188 Taobao. According to the relevant public information inquired, the number of times of consumption reaching the standard is based on the statistics of three times of net consumption reaching the standard 188 in a natural month, and the net consumption reaching the standard is equal to the number of times of consumption exceeding 188 yuan in a natural month minus the number of times of returns or unrecorded transactions exceeding 188 yuan in a natural month, that is, the consumption of Taobao is counted three times.