Guangdong Huaxing Bank is based in Greater Bay Area, benefiting small and medium-sized customers and serving high-net-worth customers. Focusing on the vision of "striving to build a boutique city and a century-old Huaxing", Huaxing Bank insists on serving local economic construction, serving the real economy, serving small and micro enterprises and developing inclusive finance, and is committed to becoming the most competitive city commercial bank in China.
What is the profit source of the bank?
1. Interest income: Bank profit is actually the difference between the interest paid by customers when saving money and the interest paid by customers when borrowing money;
2. Income from intermediary business: Banks have their own businesses. They collect fees by providing related services to customers, such as handling fees and account opening fees. , as well as the discount income of interbank lending and acceptance bills;
3. Investment income: Banks can invest with their own funds, but the investment scope is very limited, mainly investing in bonds.
4. Credit card business income: At present, with the popularity of credit cards, it will also bring considerable income, and its main sources of income include: annual fee for the first year, card replacement fee, installment repayment fee, etc.