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If you keep four of the five credit cards of Guangfa, China Merchants, Minsheng, Xingye and Bank of Communications, which one should you cancel?
Only represents personal views. If it were me, I would cancel Guangfa, and at least keep Bank of Communications, China Merchants Bank and Minsheng.

Bank of Communications is one of the five largest banks in China, a national 1 joint-stock commercial bank with a history of 100 years. Bank of Communications Credit Card cooperated with the world-renowned HSBC Bank, and its standard card (Phoenix Carp Card) also won the best card face design award in the world. Installment payment is not limited to merchants and commodities, which is also one of the biggest advantages.

China Merchants Bank's powerful online payment function and real five-star credit card service are the biggest advantages.

You can choose others according to your own needs and convenience. Cash advances from Bank of Communications, China Merchants Bank, Minsheng and Xingye can be included in the minimum repayment amount. I will consider the number of outlets and the popularity of banks.