If you have a balance in your bank card and apply for early repayment, then after the application is approved, the bank will automatically deduct the repayment from your bound bank account.

1. The repayment amount agreed by the Agricultural Bank of China will eventually be deducted from the loan repayment account. When the user's Agricultural Bank of China credit card has enabled the agreed repayment function, the system will deduct the repayment funds from the credit card on the loan repayment date. Users can enter the bill details of the debit card to check the specific items of repayment, or directly call the Agricultural Bank of China customer service hotline to ask human customer service to help inquire.

The money from the bank card will be transferred to Tencent's Wealth Management Link on the same day. When the repayment date comes, the money will be automatically deducted from the bank card account bound to the user.

2. Credit cards have a scheduled repayment function. After the user sets up the scheduled repayment, when the repayment time comes, money will be automatically deducted from the user's bound bank card account to repay the credit card bill. Once the deduction is successful, it will be directly transferred to the credit card account, and the credit limit of the credit card will be restored accordingly. In addition, the credit card repayment reservation function can bind multiple bank card accounts.

3. Will the money reserved for credit card repayment be refunded? The deducted money will not be shown on the credit card until the day after the deduction. Then the reason for the deduction will be deducted from you. It is agreed that the account deduction will not be recognized. First of all, it is a record of the refund. You can keep it and use it directly when you consume in the future. The system does not think you are repaying, so you can Ask the bank to refund it to you, and agree that if the account is really debited, the CCB system still needs to be improved. If you haven't spent it, the money will not be much. If there is too much deducted and it is impossible to refund it, it means taking it out. When you withdraw cash with a credit card, if the money has already been transferred from your savings card to your credit card account, in addition to charging you interest, there are handling fees. When applying for a credit card, did you choose to agree to make an appointment for repayment? If so, then on the final payment date of the credit card, the bank will deduct the repayment amount of the current bill from the debit card. If you are not sure whether to agree to make a repayment appointment, it is recommended to call the credit card customer service hotline for consultation.