Some gold cards and silver cards are VIP cards;

The most common difference between credit cards and gold cards is that the overdraft limit is higher than that of ordinary cards. If the limit of ordinary cards is higher than that of gold cards, then Usually this is because the limit increases after using the ordinary card for a period of time.

The differences between different banks and different card types will be different, except for the more common difference in credit limit. There are other differences. For example, if this card is called XX Travel Card, it may be a card co-branded with a certain travel company. This kind of card will enjoy more favorable prices when traveling. If some credit cards provide airport VIP services, then only gold cards or higher-level cards may enjoy this service, but ordinary cards cannot.