1. ID card: over 18 years old. \x0d\2. Documents proving that you have stable repayment ability, such as employment certificate, income certificate, property ownership certificate, vehicle ownership certificate, and bank asset certificate. Each bank has different standards for importing documents. It depends on the bank's requirements. \x0d\ICBC determines whether to approve a card and the card limit based on the applicant's contribution star rating and service star rating at ICBC. China Construction Bank and Bank of China also rely on customer level to determine whether to approve the card. Of course, you can also apply by submitting proof of employment. \x0d\3. No bad credit record (the bank will check it by itself).