1. Introduction to the interest-free repayment period of Guangfa Bank’s credit cards

The interest-free repayment period of Guangfa Bank’s credit cards refers to the period from the bank’s account entry date to the repayment due date . During this period, as long as the cardholder pays in full the amount due for the current period on the current statement, all card purchases can enjoy interest-free repayment.

2. Calculation method of interest-free repayment period for Guangfa Bank credit cards

1. The due date for Guangfa Bank credit cards is generally 20 days after the statement date. For standard cards of Guangfa Bank and Hope Bank, The repayment due date for Card and QQ Card is the 26th day after the monthly bill date.

2. The interest-free repayment period of Guangfa Bank credit card is from the bank account date to the due repayment date. The longest interest-free period is 50 days and the shortest is 20 days (Guangfa Bank Standard Card, Hope Card , QQ card interest-free repayment period).

3. Regulations on interest-free repayment of Guangfa Bank’s credit cards

1. Overdraft withdrawals with Guangfa Bank’s credit cards do not enjoy preferential interest rates;

2. Before repaying the principal If the entire amount owed is not repaid before the interest payment date (inclusive), you will not be entitled to the full repayment (including the repaid portion), and overdraft interest will be calculated at 50,000 per day from the bank accounting date.