Generally speaking, lenders need six months of continuous bills.

Second, is it necessary to buy a house and run a bank after that month?

Definitely not. When buying a house and playing with a bank, I don't want to play with the flowing water of the moon. It's about robbing a bank for nearly six months.

I bought a house last year and took a taxi to the bank. You only need to bring your ID card to the bank.

The bank mainly depends on your income in the past six months. If the income in the past six months is inconsistent with the income certificate, it will be difficult for banks to lend money.

Third, it takes several months for a bank loan to buy a house.

1, the general requirement of loan banks for mortgage is six months to one year, and one year is common.

2. ID card, household registration book, marriage certificate, income certificate and bank information)

At the same time, you can provide a lot of property or deposits in your bank account, knowing that you have the ability to repay it.

4. Credit information cannot be overdue. Generally overdue for three times, with a total of six times, taking the family as the unit.

Fourth, it takes several months to buy a house with a loan.

When buying a house with a loan, the bank will ask the borrower to provide the bank flow for more than 6 months (including 6 months), and sometimes only ask the borrower to provide the bank flow for about 3 months. Different banks have different regulations on the time provided by bank running water, which may also vary from person to person. You'd better ask the bank staff before applying for a loan. Generally speaking, the bank is required to pay more than twice the monthly repayment amount. If this requirement is not met, you may not be able to apply for a mortgage. Bank journal 1. Choose the right bank running loan to buy a house. The main content of bank audit is personal running, that is, your monthly bank statement with all your income information on it. Seemingly simple things, in fact, there are many skills hidden inside. In order to help everyone avoid taxes and reduce their investment, some companies have issued two cards to each employee. One is a salary card, and the basic salary is only a few thousand yuan per month. The other is the welfare and bonus card, which is the bulk of income, so you must provide the one with high income. I suggest you communicate with the credit manager. The credit manager is specialized in helping you apply for a loan, which will reduce many detours. 2. Consistency and rationality. It is best to provide bank flow for more than 6 months, so that the income will continue to be stable. In addition, the monthly salary should be similar to the income certificate provided by you, and the approver will also compare the average income and working years of your industry, as well as the social security, provident fund and other information reflected in your personal credit information. 3. Don't cheat. Bank auditors are very experienced professionals. They look at the bank running water provided by countless people every day and know the style of running water documents of each bank like the back of their hands. To exaggerate, it is easy to find out whether the bank risk control uses a needle or a machine to type the printer of each bank's running list, whether the paper is A4 paper or carbon paper, and where the seal is usually knocked. Therefore, it is easy to find out whether the playlist is simply provided by fraudulent means.