The three-day grace period of a credit card refers to the three days after the repayment deadline. For example, if the repayment deadline is the 5th of each month, the corresponding 3-day grace period is the 6th-8th. Each bank has different regulations. Some banks stipulate that the grace period is 23:59 on the third day, and some banks stipulate it as 20:00 or 21:00 on the third day. The grace period refers to a period of time after the credit card repayment date, during which the bank can provide the cardholder with reduced interest and penalty interest for repayment without recording a bad credit record. This period of time is called the credit card grace period. . The above is the relevant content on how to calculate the three-day grace period of credit cards. What are the repayment techniques for credit cards

1. Credit card holders can change the billing date of the credit card and extend the interest-free period of the credit card: set the billing date of the credit card to the repayment date The day after the date can effectively help consumers alleviate the repayment pressure. There are restrictions on changing the bill date, and it can only be changed once within the specified time;

2. Apply for credit card deferred repayment: due to various objective reasons If there are factors such as delayed repayment or problems with capital turnover, you can apply for a credit card extension. The extension period is usually one to three days;

3. Use credit card installment repayment with caution: The interest rate for credit card installment repayment is very high, and A certain handling fee will be charged;

4. Set up automatic credit card repayment: Cardholders can associate their savings cards with credit cards and set up automatic credit card repayment.

This article mainly writes about the knowledge points about how to calculate the three-day grace period of credit cards. The content is for reference only.