Fast payment by credit card means that when ordering goods through Alipay website and Alipay mobile phone client, you only need to provide information such as credit card number, account name and mobile phone number without opening online banking. After the bank verifies that the mobile phone number is correct, Alipay sends the mobile phone dynamic password to the user's mobile phone number, and you can complete the payment by entering the correct mobile phone dynamic password.

You can choose whether to save the card information. If you choose to save, you only need to enter Alipay payment password or payment password and mobile phone dynamic password to initiate payment request and complete payment next time.