First of all, the credit card center of the bank mainly has several big jobs:

Management positions; Expanding positions are the most positions in bank credit card centers, and so are channel expanding positions; Personnel and finance positions are responsible for personnel and finance, but many credit card centers in banks are not self-service finance, so they are not necessarily set up; There are many technical jobs, such as the development of new wealth management products, mobile products, network maintenance and technical services. In addition to the above positions, the bank credit card center has also set up many other positions.

Second, the job of the bank credit card center is to do business.

Simply put, it is to let customers handle their own bank credit cards. Credit card centers of banks handle credit card business. Credit card center is a huge department, which generally belongs to the secondary department of the bank, including risk control, customer service, gifts, joint activities and so on.

All the functions of the credit card need to be managed by the credit card center. For example, credit card approval, credit rating, consumer account records, risk control, credit card preferential activities, card points management and so on. These are core functions, and they are generally formal employees of the banking system. Like telephone customer service, it is generally outsourced.

Third, the significance of credit cards

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

Credit card centers are relatively independent in management, similar to branches, but are managed by the head office. However, the difference between a bank's credit card center and a bank lies in management issues. Credit cards are generally handled by third-party institutions, and only a few banks have special personnel to dock business. Banks are internal, but the people recruited now are basically contract workers sent by the third-party labor department.