How long does it take for the Everbright Bank credit card review to be approved? If the cardholder meets the requirements for Everbright Green Zero Carbon Credit Card application and provides the corresponding application materials, the bank will normally issue the review result in about 2 weeks, regardless of whether your application is Whether passed or rejected, China Everbright Bank will send a notification text message to your reserved mobile phone. Generally, when applying for a card online, the application materials are sent directly to the Everbright Bank Credit Card Center, and the process will be relatively faster. Customers can check the specific card application progress after 10 days through the following methods: 1. First log in to the official website of China Everbright Bank; 2. Click on the credit card to enter the credit card page; 3. Click on the card application, and then select Credit Card Application Progress Inquiry to enter the inquiry page ; 4. After entering your name, ID type, ID number, verification code, and dynamic password on the query page, click Query.
So, what should I do if the review fails? Generally speaking, the main reasons for rejection of Everbright credit card application are as follows: 1. Bad credit: The applicant has a history of malicious overdrafts or loan arrears in other banks; the applicant has unpaid water, electricity, gas or telephone bills, etc. records; the applicant is in litigation disputes or has a bad record in the public security bureau, etc. 2. Insufficient qualifications: The applicant is engaged in a restricted industry for credit card issuance; the applicant’s age, working experience, salary income or other financial resources do not meet the prescribed card issuance standards; the relationship between the supplementary card applicant and the main card applicant does not meet the requirements; The applicant's income, work and other comprehensive factors are unstable, the risk is high, etc. 3. Incomplete information: The application information is incomplete; the applicant does not provide basic documents; the documents provided by the applicant do not meet the approval standards. 4. Risk group: Applicants forge information or provide false information; abnormalities are found during the credit review process (the applicant has resigned or is not his/her signature); the applicant does not exist, or applies as someone else; the applicant is high risk Customers and more. 5. Other reasons: repeated application submission, or cancellation of application by the applicant himself, etc. You can add some proof of financial resources when applying, such as bank passbook for salary payment (need to show the accounting information of the past three months), driving license, real estate certificate, etc., and try again after 3 months. . Everbright Green Zero Carbon Credit Card (100,000 bonus points for first purchase; card recyclable)