No, if there are flowers in Alipay, you can still overdraw some.
Second, Hangzhou can get a loan if it has a Taobao account.
Hello, I'm glad to answer your question!
Taobao account, you can use ant flowers,
Ant flower buds can advance a certain amount, which is equivalent to the payment for goods.
If this answer can help you
3. Can Taobao borrow money?
Taobao can get a loan.
Taobao has Taobao credit loans and Taobao order loans for merchants. If businesses have difficulties, they can apply for loan services in Taobao. Of course, if the above two loan applications fail, users can also apply for flowers or loans. Taobao and Alipay are interrelated, and users can also try to apply for loans and reserve funds.
In fact, as long as users have good credit qualifications and strong repayment ability, they can generally pass the audit, because the threshold for credit loans is not high.
Taobao order loan terms:
1. Borrower 18 years old or above, owns a personal store in Taobao;
2. The store has been in business for more than 2 months and is in good operating condition;
3. Meet the monthly transaction volume stipulated by the lending institution and have good personal credit.
Taobao Order Loan Repayment Method:
1, automatic repayment: after the general order transaction is received, the system will automatically deduct the corresponding amount from your Alipay for repayment;
2. Repay the loan in advance: During the loan period, if you don't have the capital demand, you can also repay the loan in advance manually to pay off a loan in part or in one lump sum;
3. Overdue repayment: when overdue, the system will automatically deduct the account balance.
Taobao order loan is a loan with relatively low threshold, fast payment and low interest for sellers. If Taobao sellers have loan needs, they can choose an order loan, but they must remember to repay on time. Overdue will not only affect your reputation, but also need to pay overdue money.
4. Is it risky for people with Alipay to open Taobao?
It is risky to open Taobao with Alipay number. Alipay wallet will never ask customers to provide login passwords in any name. If someone borrows money or uses Alipay to borrow money, it will be regarded as your personal behavior. When loans overdue fails to pay back or his personal credit is poor, you need to bear all the obligations. It is not easy for others to find someone who uses your Alipay wallet, if you think it is unreasonable. Then find him yourself. Because of the opening of Alipay flower shop and other business processes, you will not only find more comprehensive customer information, but also refer to the historical time and data information of customers.
There are additional risk control methods to control. In addition, Alipay wallet displays vip members to ensure customer service. If the account is stolen, assets will be damaged. The auto insurance company cooperating with Alipay Wallet will compensate the customer, with the maximum compensation of1100,000. From the perspective of commercial insurance, it will fully guarantee the interests of customers. Alipay Wallet indicates that if other related accounts are found under Alipay's real-name verification account. It is precisely because of the disclosure of personal information such as the account holder's identity documents that the relationship can be verified. If someone knows the login password of your Alipay account, please change it immediately and leave a message online to this sub-account associated with the administrator account.