With the development of social economy, people pay more and more attention to their credit records, and overdue credit cards are the biggest "cancer" that affects personal credit information. Credit cards are overdue for many reasons. What if the credit card is overdue 10 days? Let me give you some advice. Generally, the grace period for repayment of bank credit cards is 2 to 3 days. If the credit card is overdue for 10 days, which exceeds the "time tolerance" service, the bank will generally regard the cardholder's repayment behavior as overdue. However, it takes time to report the overdue records of credit cards to the People's Bank of China, and most banks submit them once a month. Therefore, if your credit card is overdue 10 days, as long as you actively remedy it, you can eliminate the bad record. First of all, if overdue is found, the cardholder can call the customer service phone of the bank to explain the situation to the staff, indicating that it is not malicious overdue. If it has the ability to repay in full, it will be paid off as soon as possible. If not, the repayment method, time and cost can be agreed with the bank. Then, continue to use this credit card, and make repayment records to avoid credit card cashing and other behaviors. Summary: What should I do if my credit card is overdue 10 days? As long as you actively remedy, you can recover the loss, pay off the arrears at the first time and contact the bank, indicating that you are not maliciously overdue. The use of credit cards is a double-edged sword, and I hope that card friends will seek advantages and avoid disadvantages.