1. Peony dual-currency credit card: 5% of the outstanding minimum amount, with a minimum of 1 yuan or 1 Hong Kong dollar or 1 euro, and a maximum of 500 Hong Kong dollars or 1 00 dollars or/kloc-in 500 yuan.
2. Peony RMB credit card: 5% of the outstanding minimum repayment amount. The lowest is 1 yuan, and the highest is 500 yuan.
3. ICBC's credit card late payment fee is charged monthly, and the proportion of each charge is 5% of the unpaid part of the minimum repayment amount.
If the minimum repayment amount is not paid in full before the due repayment date for more than two consecutive times (inclusive), the bank has the right to stop using the card.
Extended data
China Industrial and Commercial Bank credit card liquidated damages related knowledge.
1. The essence of ICBC's credit card penalty is the same as ICBC's credit card late payment fee, which restricts the cardholder to repay according to the credit card application contract and the credit card repayment rules stipulated by ICBC; It's just that the monthly compound interest on ICBC's credit card penalty interest is cancelled, but it is charged at one time, which can avoid the long-term snowballing of interest.
2. Although ICBC's credit card penalty only charges 5% of the minimum outstanding amount of the current credit card, the occurrence of credit card penalty also means that the cardholder has overdue repayment. In addition to ICBC's credit card being fined, it will also affect the cardholder's credit record. It will be difficult to handle mortgage, provident fund loans and other businesses if the credit card is overdue for six times.
Baidu Encyclopedia-ICBC Credit Card