Five reasons for failure to apply for a credit card:

1. Not meeting the card issuance conditions

Many users do not seriously consider the application conditions when applying for a credit card. Many credit cards have application conditions, such as student cards, female cards, membership cards, etc. These problems will directly lead to the rejection of the card application.

2. There is little application information

Applicants should pay attention to the authenticity and completeness of application materials, which is an important basis for bank card approval. This information is especially important when applying for a credit card for the first time. For example, if you have a house and a car, you can submit a house purchase contract, vehicle driving license, etc., and the possibility of approval is relatively high; if you only have simple materials such as a copy of your ID card, the possibility of approval is small.

3. Bad credit record

After receiving the application, the bank will check the applicant's credit record through the credit reporting platform. If you have a good credit history, you are more likely to be approved.

4. Failure to meet the bank's scoring standards

The bank automatically scores users through the scoring system. Cards can only be approved if they reach the score line set by the bank. Cards that do not reach the score will be rejected. When a user receives a notification of "Card issuance refused due to insufficient comprehensive score", this is the score.

5. When encountering a rogue intermediary

Try to choose a formal bank institution when applying. Intermediaries that collect money to apply for cards and some roadside card application points are mostly for the purpose of defrauding money and user information. , and the card cannot be approved.