According to the detailed supporting scheme of garden card, Jinan garden card is divided into garden card and park universal annual ticket. Because the garden card has the function of a credit card, in addition to the annual travel fee, there is also an annual credit card fee. Among them, the annual fee for credit cards is free in the first year. As long as there are five transactions including cash withdrawal, consumption, payment of various utilities and telephone charges within one year, the annual fee for the second year is automatically free regardless of the amount and the interval between swiping cards. It is understood that the park pass does not have the problem of annual credit card fees. Therefore, citizens who are not used to spending with credit cards or no longer need other credit cards can choose annual tickets for park tours. Judging from the processing and use time, the garden card can be processed at present, and citizens can apply for the garden card at any business outlet of Bank of China Jinan Branch at any time of the year (business hours); The validity of the one-year tour of the Garden Card is 12 months after the opening of the garden function, which can span natural years. For example, the opening time of the garden card function handled by citizens is 20 12 1.7 and the expiration time is 20 13 1.6. 20 13 annual park pass will only be processed this year 12 1, and the processing period is 3 months; In terms of use time, the validity period of the 20 12 park annual ticket is at the end of 20 12. From this point of view, based on the limitation of the validity period of the current annual ticket, it is more cost-effective to complete the annual ticket in 65438+February this year; However, if it is handled across the year, the use time of the park card is more advantageous. In terms of processing time, the park card is generally completed within 14 working days, and the annual ticket for the park tour is generally completed on the spot. Citizens who tend to be "first-class" can choose annual tickets for park tours. Functionally, the garden card not only has the function of annual ticket for park tour, but also allows cardholders to enjoy the discounts provided by merchants in some restaurants and restaurants in the scenic spot. When the annual fee for the tour is renewed, the cardholder of the tour card can continue to use it directly at the designated tour place or the business outlet of Jinan Branch of Bank of China, and the tour validity will be automatically extended for one year. The validity period of the garden card is three years, and there is no need to change the card or photo within the validity period. After the park card expires, the remaining tour validity period can continue to be used. In addition, the Bank of China will also launch preferential activities such as exchanging park card consumption points for park annual ticket fees, which will be announced at that time.