If you use ICBC online banking for repayment, it is an inter-bank transfer and may incur handling fees.

This kind of repayment does not require any binding, but you can transfer the money online a few days before the repayment date.

Online repayment can be made through third parties such as Taobao’s Alipay and QQ’s Tenpay, with no handling fees.

This does not require any binding, but you can transfer the money online a few days before the repayment date.

In short, as long as the amount is deposited into the credit card account before the repayment date, the payment will be considered.

Only if you use China Merchants Bank’s debit card, you will automatically repay the outstanding balance of China Merchants Bank’s credit card. You need to call the credit card center to bind the two.

After this binding, manual operation is no longer needed! As long as there is money in the debit card, you can pay it back automatically on the final payment date.