Mr. Bei's Minsheng Card limit is not high, possibly due to restrictions on card application, and he failed to submit substantial financial proof to improve the level of card application.
However, generally speaking, Minsheng’s high-end platinum card is not difficult to obtain.
For Minsheng’s cards, the classification of card levels does not depend on whether there is platinum on the card, but whether there is an annual fee. This is somewhat similar to Industrial Credit Card, and Pudong Development Bank.
As long as there is no hard annual fee for platinum, it is basically a useless setting. Don’t think about how high-end it is and how good the benefits you can enjoy.
Mr. Bei has specially classified it for you.
Standard Platinum and below
This includes all card types with no annual fee and no annual fee for swiping. Generally, people who play at this level are not willing to pay the annual fee.
Includes all standard-level platinum cards, because standard platinum cards are also free of annual fees. You can use them 18 times a year or spend 50,000 yuan.
The picture above shows Che Chebai, who was very popular a few years ago. Mr. Bei also took advantage of the opportunity to apply. The gold card in his hand was really not enough.
Here, although the card types below standard platinum do not have particularly outstanding benefits and benefits, there are still one or two that are okay.
For example, this car has a fixed monthly refueling fee of 100 yuan, which solves the problem of driving postage. The key point is that the annual fee is waived. This can be said to be an opening for Minsheng in the low-end market.
This is a benefit given to you for free, don’t give it up in vain.
How to collect gas fees every month with the Minsheng Car Card? There are previous tweets about the Minsheng Car Card, the card that every veteran driver wants to get.
Previously, there was a Minsheng in card, which was said to allow you to grab Star Dad every week. It has been discontinued for a long time, and this benefit has basically been abolished.
There are not many standard platinum and below card types that can be mentioned. In addition, the newly released Mercedes-Benz Standard White and Cheche White have some overlapping benefits.
You can only enjoy it once, so just keep one of these two cards. There is no need to keep both to occupy the account.
Luxury Platinum Card
Careful students may have noticed that among the cards we offer that can be applied for online, the highest is the standard card, which means no annual fee.
As for the deluxe platinum card, a salesperson is basically required to submit documents.
Therefore, the online application limit of Minsheng is generally less than 20,000. If you want to increase the limit, applying for a high-level card is the only way.
Don’t think that you can increase your card limit through credit card transactions. Mr. Bei is here to tell you that it really can’t be done.
I have held a gold card for 2 years. Because I use the card less often, the limit has basically not increased. After using it for the past six months, there has been no movement.
Therefore, it is judged that if you want to increase the limit of Minsheng Card, you can only apply for a higher level to increase the limit. Minsheng Credit Card determines the limit based on the card level.
The starting limit of the luxury platinum card is 50,000 yuan.
The Diamond Card and Centurion Platinum levels are approved with a minimum limit of 100,000, so if you want to get a higher limit, you must change to a higher-level card.
Currently, the most popular cards are the luxury platinum cards, mainly Haobai and Shangri-La Haobai. Everyone who wants to apply should also apply with these two goals. The annual fee is 3,600 yuan and is not exempt.
Cardholders who apply for Haubai are basically people who are willing to pay some costs for the benefits they enjoy. For example, Haubai for a car card can collect 200 yuan in gas expenses every month.
and some other rights and interests.
Diamond Card or Centurion Platinum
Top-tier cards often mean high annual fees, and the Minsheng Centurion Platinum Card has an annual fee of 6,000 yuan/year.
The Minsheng Monarch Diamond Card, with an annual fee of 10,000 yuan/year,
represents the highest rights and interests of this card organization, and the specific Minsheng official website can be found,
What I want to tell you here is that if you want to have a Minsheng credit card limit of more than 100,000, it is necessary to apply for these levels of cards. Gold cards and standard platinum cards will not have such high limits.
Diamond Card
The Centurion Platinum Card with a highly recognizable poker appearance
There is another card that many people may have ignored.
This card is Minsheng Visa Infinite Card. The Air China mileage redemption is only 6:1. Minsheng has used many of the benefits of this card.
The most comprehensive airport VIP lounge Service
The best golf privileges
The most professional beauty SPA treatment service
The most valuable mileage award program
The most comprehensive Insurance plan
The most secure international travel assistance service
The most comprehensive health management service
The most authoritative private lawyer service
The most convenient roadside assistance service
The easiest travel booking service
The most considerate VIP service
In the eyes of losers like us, it’s all just a cloud. , not used at all, hahaha.
Therefore, friends who hold Minsheng credit cards have a general understanding of Minsheng’s card issuance routines and can find their own position.
There is a clear distinction between these two levels.
Centurions who don’t need to pay annual fees and centurions who spend money to enjoy high-end benefits,
If you really want to advance to the ranks of centurions, that’s nothing It’s difficult. As long as you hold real estate with a market value of more than 2.4 million in the Hangzhou area, you can apply.
Since the Centurion Platinum Card is an American Express channel, domestic UnionPay is not applicable. Therefore, the thoughtful people’s livelihood is given to high-end holders. Cardholders were issued a Shangri-La White card.
Double standard.
By distributing the Minsheng Haobai in this way, you can avoid free of charge.
Therefore, high-end cards also have ways to save money. Taking advantage of Minsheng Centurion’s group discounts in various regions, you can get 40% or 30% off the annual fee in the first year.
After the card is approved, you can be issued a Shangri-La Haobai co-branded card. In this way, with only an annual fee of 3,600 yuan, you can own two high-end cards and enjoy the benefits of both cards.