There is no definite time to answer when we can go ashore, because it depends on many factors. Here are some factors that may affect your landing time:

1. Income: Is your salary income stable? Are there any other additional sources of income?

2. Debt structure: Is your debt a high-interest loan? Or a low-interest loan that can be rescheduled?

3. Living expenses: Can you cut unnecessary expenses so as to save more money to pay off debts?

4. Repayment plan: Have you made a reasonable repayment plan and strictly implemented it?

5. Total debt: Is your current total debt controllable, or do you need to take other actions to reduce it?

6. Financial assistance: Have you ever sought the help of financial consultants or professional institutions to get better debt management advice?

In short, through correct financial planning and management, persistent implementation and seeking professional help, you can gradually get rid of the dilemma of "supporting loans with loans". Remember, everyone's situation is different, and you need to make a solution according to your own specific situation.