What are the convenient repayment methods for China Merchants Bank credit cards?

The common repayment methods for China Merchants Bank credit cards include:

1. Repay within the card-issuing bank. The payment is usually credited to the account after the system processes it on the same day.

2. Inter-bank transfer/remittance repayment. The time it takes for the money to arrive and the convenience of repayment are not as good as intra-bank repayment, online repayment, convenience store repayment and other methods.

3. For online repayment, if you choose different platforms and banks, the charging standards and specific payment arrival time will be different.

4. For convenience store repayment, it usually takes 2 to 3 working days to arrive in the account. At the same time, there is no handling fee for repayment in this way.

5. Repay over the counter and conduct RMB current deposit and withdrawal transactions.

6. Xinpaytong repayment, an innovative electronic product supported by financial services provided by China UnionPay’s inter-bank information exchange network.

7. Repayment Tong charges are generally based on the fee standards for intra-city inter-bank transfers and long-distance inter-bank remittances stipulated by the local People's Bank of China.

Extended information:

Characteristics of China Merchants Bank credit cards:

1. There are many types of cards, novel and beautiful in style, and easy to attract people;

2. The service attitude of telephone banking is very good and very convenient;

3. E-banking is associated with mobile phones and is relatively safe;

4. Every transaction has an electronic Email notifications, and text message reminders for every online transaction and general card transactions over 300 yuan;

5. Powerful online banking functions, the public version can be used directly, with the ability to query bills and details, check points, and open accounts. Cards, set online transaction limits, self-service bill installments and other functions;

6. China Merchants Bank credit card is free of annual fees in the first year. Generally, the annual fee for the next year can be waived after 6 purchases.

Where to repay with CMB credit card

The repayment methods with CMB credit card are:

1. Automatic repayment. You can bind a savings card, and you only need to ensure that the bank card designated for repayment has sufficient balance.

2. ATM machine repayment. After inserting the card, click "Credit Card Repayment".

3. Online banking repayment. Log in to your own China Merchants Bank online banking, enter the credit card web page, and repay in the account management.

CMB credit cards can be repaid through China Merchants Bank’s credit card APP, mobile banking, and online banking, or through the credit card repayment functions on Alipay and WeChat. Generally, repayments are made during working hours and are credited in real time.

For more information about where to repay with China Merchants Bank credit card, go to: View more content

What are the repayment methods of China Merchants Bank credit card?

Use of China Merchants Bank credit card The rates are very wide, and its various discounts make many friends put it down. After the demand for credit card purchases is met, what everyone has to face is the repayment of the credit card. So, what are the repayment methods for China Merchants Bank credit cards? Let’s take a look below.

What are the repayment methods of China Merchants Bank’s credit cards?

There are four main methods of credit card repayments: counter repayment, ATM machine repayment, online banking repayment and third-party payment platform repayment. .

1. Over-the-counter repayment: The cardholder takes the card and the credit statement from the previous month to the China Merchants Bank counter to make repayment before the repayment date.

2. ATM machine repayment: Cardholders go to the China Merchants Bank ATM machine to handle the repayment business, and deposit the amount of the bill issued into your credit card through the ATM machine through deposit method.

3. Online banking repayment: Cardholders go to China Merchants Bank Credit Card Online Banking, find credit card repayment, and enter the bank card that has been opened for online banking to transfer funds.

4. Third-party payment platform: Third-party payment platform includes Tenpay, Alipay, etc. Just open the Tenpay page, select credit card repayment, and follow the relevant prompts to perform the repayment operation.

Notes on China Merchants Bank credit card repayment:

1. Repayment through a third-party payment platform usually cannot be credited in real time. It usually takes T 1 working day or T 2 to arrive. ~3 working days for arrival, etc. It is recommended that cardholders pay attention to the bank's arrival time regulations when repaying through a third-party payment platform, and it is best to reserve sufficient arrival time.

2. Cardholders should try their best to repay the loan at the end to enjoy the interest-free treatment. Because overdue repayments no longer enjoy the interest-free repayment treatment, the bank will calculate interest on a daily basis from the day the consumption occurs, using the consumption amount as the principal, with a daily interest rate of 0.05%, compound interest on a monthly basis, and late payment fees. At the same time, overdue payments will also cause stains on the cardholder's personal credit and affect loans.

3. You need to pay attention to credit card repayment, because the amount of consumption will be converted into U.S. dollars and credited to the U.S. dollar account of the credit card. After receiving the bill, consumers must repay the U.S. dollar account.

The above is the introduction to "What are the credit card repayment methods of China Merchants Bank in 2016", I hope it will be helpful to everyone.

What are the repayment methods for CMB credit cards?

In addition to repaying through CMB’s automatic repayment machines or counters, CMB has many repayment methods, and each city’s repayment method and credit arrival time are also different.

For details, please log on to the credit card website. There are currently five major options: online repayment, automatic repayment, telephone repayment, bank branch repayment and convenient branch repayment.

Since the launch of the credit card business at the end of 2002, it was the first to launch the "swipe the card to buy air tickets and get free flight insurance worth millions", the first to launch the "overseas consumption, repayment in RMB" business, and led the industry in launching interest-free credit card services. Installment payment business, and was the first in the industry to launch innovative functional measures such as "SMS transaction reminder" and "Lost Card Protection".

Extended information:

Credit card repayment skills

1. Bind your bank savings card once and for all

The most important thing in credit card repayment The only way to worry about it is to bind it to the bank savings card of the same person and automatically deduct the fee. If it is bound to the salary card, it is more convenient. Once the salary arrives, the money will be automatically deducted, which is safe and risk-free.

2. Alipay wallet repayment is the simplest and most versatile

Although binding a debit card and credit card repayment can be done once and for all, it is only suitable for a small number of people. Now let’s talk about the simplest and most versatile technique for credit card repayment – ??Alipay Wallet.

3. WeChat can also make credit card repayments

Since WeChat added the mobile payment function of "wallet", WeChat is no longer a mobile chat APP, it is still a very convenient one mobile payment tools. Among them, WeChat's credit card repayment function is very useful. For users who do not have Alipay, WeChat's credit card repayment function is a timely help.

How to repay China Merchants Bank credit card

There are the following repayment methods for China Merchants Bank credit card:

(1) CMB credit card repayment method: Palm Life Repayment Payment: Open the official China Merchants Bank Credit Card APP - "Handheld Life" (8.5.11) on your iPhone 13 (iOS 15.0 version), and you can follow the prompts to make convenient repayments.

(2) If you have a bank card from another bank, you can also transfer repayment to your China Merchants Bank credit card through that bank’s online banking. For the specific operation method of this service, please consult the issuing bank of the transferred bank card.

(3) Automatic repayment of China Merchants Bank credit card repayment method: automatic transfer on the repayment date of the associated China Merchants Bank all-in-one card. Use Baidu browser (13.0.0.10) to log in to the credit card website () in Macbook Pro 13 (macOSS Sierra 10.12.6) to apply. It can be used nationwide without any handling fees.

(4) China Merchants Bank’s credit card repayment method: Telephone repayment: Just dial 95555, and the repayment is easy!

China Merchants Bank is the first bank in China that is completely operated by A joint-stock commercial bank held by corporate legal persons, it was established on April 8, 1987 and is headquartered in Shenzhen.

On April 9, 2002, China Merchants Bank A shares were listed on the Shanghai Stock Exchange; on September 22, 2006, they were listed on the Hong Kong Stock Exchange. Mainly engaged in banking and financial services business.

On June 18, 2020, China Merchants Bank and I-Mab signed a strategic cooperation agreement. According to the agreement, China Merchants Bank intends to provide I-Mab with comprehensive services of no less than RMB 2 billion in the next five years. financing amount and provide a full range of financial services.

In February 2021, it participated in WM Motor’s RMB 11.5 billion strategic cooperation agreement.

In December 2020, it followed the investment of Yonghui Colorful Fresh Food Development Co., Ltd. in its 1 billion Series A investment.

Products and services:

(1) Debit card: It is divided into all-in-one card and golden sunflower card, which integrates the functions of time deposit, multi-storage, multi-currency and multi-function.

(2) Credit card: A credit card in the form of a chip and magnetic stripe, which has all the functions of a credit card such as overdraft and points.

(3) Golden Sunflower Financial Management: A comprehensive financial management service system for high-end individual customers, covering liabilities, assets, intermediary business and financial consulting.

How to repay with China Merchants Credit Card

The main repayment methods of China Merchants Bank Credit Card are:

1. Repayment on Palm Life: Cardholders can download it on their mobile phones And install the China Merchants Bank Mobile Life App, log in to your personal account, and then follow the prompts to repay.

2. Mobile banking repayment: Cardholders can log in to the CMB mobile banking client and find "Repayment Management", and the credit limit will be restored immediately after repayment.

3. Online banking repayment: Cardholders can log in to China Merchants Bank’s online banking, open Baidu browser (version 13.2) on iPhone 13 iOS 15.0 version, and directly operate repayment in online banking, and restore the limit instantly .

4. Automatic repayment: Cardholders can bind their CMB debit card to their credit card, and CMB will deduct the amount required from your all-in-one card on the due repayment date. However, in the case of automatic repayment, the available credit limit on the credit card will not be restored until the next day. Use iPhone13 mobile phone (system version: iOS15.0) to open the Palm Life APP (version 8.5.11) China Merchants Bank (version 10.0.0)

China Merchants Bank is the first company in China that is completely owned by an enterprise A joint-stock commercial bank held by legal persons, it was established on April 8, 1987 and is headquartered in Shenzhen. On April 9, 2002, China Merchants Bank A shares were listed on the Shanghai Stock Exchange; on September 22, 2006, they were listed on the Hong Kong Stock Exchange. Mainly engaged in banking and financial services business. In January 2022, China Merchants Bank disclosed a performance report, achieving a net profit of 119.922 billion yuan in 2021, a year-on-year increase of 23.2.

China Merchants Bank was founded in 1987 in Shekou, Shenzhen, the forefront of China's reform and opening up. It is the first joint-stock commercial bank in China that is completely owned by corporate legal persons. It is also the country's initiative to promote banking industry reform from outside the system. The first pilot bank.

The head office of China Merchants Bank is located in Futian District, Shenzhen City. On April 9, 2002, China Merchants Bank A shares were listed on the Shanghai Stock Exchange. On September 8, 2006, China Merchants Bank began a public offering in Hong Kong, issuing approximately 2.2 billion H shares, raising HK$20 billion, and was listed on the Hong Kong Stock Exchange on September 22. Net capital exceeds 290 billion and total assets exceed 4.4 trillion. As of the first half of 2017, China Merchants Bank has more than 1,800 domestic and overseas branches, has established service outlets in more than 130 cities in mainland China, has 5 overseas branches and 3 overseas representative offices, and has more than 70,000 employees.

In addition, China Merchants Bank also wholly owns China Merchants Bank Financial Leasing Co., Ltd., holds a controlling stake in China Merchants Fund Management Co., Ltd., holds a 50% stake in China Merchants Cigna Life Insurance Co., Ltd., and a 50% stake in China Merchants United Consumer Finance Company; it wholly owns Wing Lung in Hong Kong Bank Limited and CMB International Financial Holdings Limited.

That’s it for the introduction of how to repay the China Merchants Bank credit card.