2. Apply through offline service outlets, including bank outlets and scene marketing outlets (at present, most bank outlets and credit cards are operated separately, so the outlets in the credit card center are not completely equivalent to bank outlets).
3. Card issuers apply for outreach marketing personnel: At present, joint-stock commercial banks and city commercial banks will appoint some on-site active marketing.
4. Apply through legally authorized third-party channels: At present, commercial banks will cooperate with some third parties, such as Alipay and China UnionPay Express, or apply through legally authorized third-party channels.
5. Other formal channels;
Note: According to the regulations of CBRC, commercial banks are not allowed to issue the first credit card in the form of full self-service. Therefore, if they apply for credit cards through online channels (such as official website, third-party channels, etc.). ), they need to wait for the card issuer's staff to come to the door for certification or handle it at the bank outlet;
If the card issuer's marketing personnel apply through offline channels, they can activate the card through online means such as internet, telephone and APP.