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Will CITIC Bank charge if its credit card is not activated?
If the credit card of CITIC Bank is not activated, there is no annual fee.

The relevant rules for credit card activation of CITIC Bank are as follows:

1. CITIC Bank has no time limit for the activation of credit cards, and does not charge any other related fees including annual fees before activation.

2. CITIC Bank's credit cards are valid and can be activated at any time during the validity period, while cards that are not activated after the validity period will be cancelled and invalidated;

3. CITIC Bank's credit card is generally valid for 3 to 5 years, marked on the front of the credit card, as long as it can be activated within this time period.

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Matters needing attention

CITIC Bank's credit card has always been aimed at serving the public and will serve the public better in the future. Many people who have used credit cards know that credit cards are very convenient, not only in domestic supermarkets, but also in some foreign consumer places. Credit cards have greatly facilitated the general public and enabled banks to make more profits from them.

CITIC Bank credit card is one of them, but there are several problems to pay attention to when using CITIC Bank credit card.

First of all, we should develop good consumption habits and not brush off all credit lines without restraint. Credit cards are used because on some occasions, when cash and bank cards cannot be paid normally, CITIC Bank's credit cards have a certain amount, and the amount of ordinary quality customers will be higher accordingly.

In addition, it should be noted that the credit card of CITIC Bank must be repaid on time. Paying back on time is the embodiment of a person's sense of responsibility. If the cardholder can't guarantee timely repayment, it is best not to use a credit card.

CITIC Platinum Card will charge an annual fee after upgrading from Puka to Platinum Card, which cannot be offset by points. It will be deducted after the user explicitly upgrades, regardless of whether you open the card (Platinum Card). CITIC Bank Credit Card Center is a business department established by CITIC Bank Head Office in Shenzhen to conduct centralized operation, independent accounting, corporatization and professional management of credit card business.

Reference source: Baidu Encyclopedia: CITIC Bank Credit Card