When handling credit cards, we need to keep our identity information in the bank, and this identity information will become invalid with the expiration of the valid documents provided, so it must be updated. However, different banks update their identity information in different ways. Take the expired identity information of Industrial Bank's credit card as an example. What I want to talk about today is how to update the expired credit card ID card.

1. Reason for updating identity information

For the cardholder, the identity information stored in the bank is an important proof of the cardholder's identity and a prerequisite for deciding whether to continue using the card. There are important provisions in the national money laundering laws, and the expiration time of customer ID cards must be updated in time.

If you don't renew it when it expires, I'm sorry, your credit card will be temporarily suspended, and the cardholder can only repay, but can't spend or withdraw money by credit card.

2. How to update the expired ID card?

It is best to complete this update before it expires, depending on the type of identity file provided.

1) Update the resident ID card:

This can be updated through the bank's network channels or through smart counters or outlets, but the former is more convenient and labor-saving. The easiest way to update online channels is to directly pay attention to the official account of Industrial Bank credit card WeChat through WeChat, bind the credit card, reply to the "certificate validity period", and then update according to the prompts.

2) Update other certificates:

Passport, military officer's card, Hong Kong, Macao and Taiwan pass and other documents are provided at the time of handling and cannot be updated through website channels. Cardholders must bring valid identity documents and credit cards to any business outlets of Industrial Bank.