This is mainly based on your repayment ability. If your certification conditions are sufficient, it is very easy to apply for the card. If the proof is not so sufficient, the deposit may not be made or the amount may be low. So you should pay close attention to the status of the card, and you can check the processing status online.

Generally, it takes about 20-40 days from the time you submit the card application materials.

After receiving the credit card application materials from various local cities, the credit card center must review and file them. This process takes 15 days. The next step is to make the card. Due to the high value of card making equipment, domestic card making equipment is basically produced centrally by the credit card centers of various banks. This process usually takes two days. The final step is to mail the card to the cardholder by registered mail, which usually takes 7 to 15 days. In addition to the possible delays between each link, it is normal to get the card in 40 days.

Steps and methods to check the progress of credit card application:

1. Online query: log in to the bank's official website, click: Online query channel for credit card application progress, enter to check;

2. Telephone inquiry: Call the bank’s credit card hotline and inquire with your ID number.

3. Bring your valid ID to the bank counter for enquiry.