Can I increase the limit on the Hebei Bank JD Finance co-branded card? The Hebei Bank credit card limit is related to the card level, ranging from RMB 0,000 to RMB 30,000 for regular cards, RMB 0,000 to RMB 100,000 for gold cards, and RMB 5,000 to 2,000,000 for platinum cards. The specific assessment will be based on the applicant’s age, occupation, working years, income and other factors. As a gold card, this Jingdong Financial co-branded card has a limit between 0 and 100,000. If you are not satisfied with the limit, you can apply to the bank for a limit increase. The premise is that you need to contact the bank or someone to initiate it from the branch. As for whether the limit increase can be successful, it is also determined by the bank after a comprehensive assessment, except that the cardholder's credit conditions meet the requirements. In addition, credit card usage behavior also plays a key role. Therefore, if cardholders want to successfully raise their credit limit, they must use their credit cards well, and especially use the card in a standardized manner, and avoid bad behaviors such as cashing out that can easily trigger bank risk control. Otherwise, once the credit limit is controlled by risk control and the limit cannot be raised, they may be The risk of reducing the limit will make the credit card limit become smaller and smaller, and there is no point in regretting it after the card is blocked. Finally, I would like to remind everyone that although credit card limits can be increased, it is not recommended to blindly pursue high limits. Although high limits are behind extremely high overdraft levels, don't forget that credit card limits must be repaid after they are used. The more limits you use, , the greater the repayment pressure it brings to oneself. Once overdraft is overdrafted and the debt is not repaid, not only the debt will be piled up, but also the credit will be damaged.