In short, an inactive credit card will be cancelled when it expires. The expired credit card has not been activated, so it will be cancelled and can no longer be used.
Postal savings credit card is a RMB credit card, which is a UnionPay standard card. It has all the functions and services of UnionPay standard credit card and can be used freely at home and abroad. The card is valid for three years and can be equipped with four supplementary cards. The main pattern of the credit card of China Postal Savings Bank is the Chinese character "Ding", the background color of Puka is blue-green, and the background color of Gold Card is golden yellow.
According to statistics, by 20 10 to 10, the micro-loan business of China Postal Savings Bank has completely covered all cities and 2 100 counties and cities and major towns in China, and about 4,500 outlets across the country have started this business. In just a few years, China Postal Savings Bank has developed very rapidly. From its opening to 20 10 and 10, China Postal Savings Bank issued nearly 4 million loans nationwide, amounting to over 230 billion yuan, with an average loan of about 59,000 yuan. China Postal Savings Bank issued150 billion yuan in rural areas at or below the county level.
Types of Postal Savings Credit Cards: Puka, Gold Card, Self-mailing Family Co-branded Card, China-Damei Tibet Tourism Card, China-Hainan International Tourism Island Card, Postal Savings Tongcheng Tourism Credit Card, Postal Savings Qiandaohu Tourism Co-branded Credit Card, Postal Savings Zhongyuan Food Credit Card, Anhui Communications Co-branded Credit Card and Full Currency Credit Card.
China Postal Savings Credit Card Gold Card is a standard credit card product specially developed for middle and high-end people. In addition, there are services such as revolving credit, installment consumption, cash advance and password selection. The product also has many special services, such as air ticket hotel reservation, supplementary card quota adjustment, 48-hour card loss guarantee, free transaction reminder, high cash advance, double birthday points, wonderful gift exchange and so on. It is a credit card that truly meets international standards, allowing cardholders to enjoy the convenience and benefits of "spending first and repaying later" at home and abroad, anytime and anywhere.
Product characteristics
This time, the Gold Card product has been comprehensively upgraded in six aspects, such as security, convenience and intelligent financial management, to provide cardholders with a better card experience.
Exclusive service
Real-time transaction reminder-As long as there is a transaction in your account, you can receive the transaction SMS reminder sent by our bank for free. 50% withdrawal ratio-Gold card holders can enjoy a maximum withdrawal ratio of 50%.