How many periods can I apply for the extension of Guangfa Credit Card consumption?
If the consumption is postponed, you can apply for an extension of 1/2/3/month, and the handling fee will be charged in stages, with the range of 0%-1 .5% per period.
If the consumption is postponed, the installment interest will be charged according to the monthly payment of the bill. The initial amount is the installment amount of the current bill ≥ 500. If the application amount does not exceed ￥ 654.38+10,000, the consumption limit will be used, and the returned transaction/returned part cannot be divided into stages.
Consumption deferral refers to the application to postpone the repayment of the deferrable part of the bill as a whole, and only pay a certain installment interest for each installment, and return the principal once it is due.
If all bills are successfully extended, there is no need to repay in the current month, and there is no minimum repayment amount; If the total amount is not postponed successfully, the repayment will be made in the current month according to the amount that has not been postponed.
If you postpone consumption, choose to pay off in advance. The remaining two installments are not deducted, and the unpaid liquidated damages and unpaid principal of 1 installment need to be repaid in one lump sum; The remaining 1 period is not fully deducted, and the remaining outstanding principal is repaid in one lump sum.