Card friends who have made credit cards know that after receiving your application materials, the bank will simply call back your information. Is this call important? What happens when you miss the phone call? What should you do?

First, it's important to call back.

If the number provided when you apply for a credit card is turned off, stopped or no one answers when the bank staff pays a return visit, the bank will think that the information you provide is untrue; If you are hesitant, vague or even inconsistent with the application materials submitted before when you answer the simple questions raised by the bank staff when you receive a call back, it is very likely that your card will be invalid. Therefore, if you want to get off the card smoothly and quickly, you must call back as soon as possible and answer the questions accurately.

Second, what should I do if I miss the return call?

It's normal to miss the phone. If the first return visit is not received for various reasons, some banks will call again, while others will not and refuse the application directly. In this case, the applicant can only apply again after 1-2 weeks.

Third, the skills of telephone call back

1. Remember the application materials. You can make a copy and take it with you. Important matters should be kept in mind, such as company name, emergency contact information, home address and other information that can prove the cardholder's personal integrity.

2. The company's fixed telephone number needs to be filled in the application form. You can say hello to the company's front desk colleagues in advance and tell her your information in detail. When you receive a return call, you can answer it truthfully according to the situation.

3. The mailing address of the card is suggested to fill in the address of the work unit, which can convey the information that "my job is very stable" to the bank.

At present, the bank's return visit sometimes involves some small means. For example, it will ask you some irrelevant questions to test whether your information is correct: for example, it may ask you why no one answers the phone at work. (You can say that the front desk may not be here), or does anyone in your company know you? (you can say that there may be, unfamiliar) and so on.

In the process of credit card application, it is an indispensable process for bank staff to pay a telephone call back, and it is also an important way for banks to judge your personal integrity. After applying for a credit card, be sure to receive this call as soon as possible, otherwise it will directly affect your credit card.