Every credit card needs to set a transaction password, and only when the cash withdrawal function is turned on can it be withdrawn.

Access: Log in to credit card online banking, click "Card Management" → "Transaction Password Management" and follow the prompts.

More ways

Mobile banking: log in to the credit card mobile banking, enter Card Management → Transaction Password Management, and follow the prompts.

Telephone voice: dial the credit card service hotline to verify your identity, press 3, and then press 3 to enter "transaction password setting and modification". Handling fee: the handling fee for RMB cash advance in China is 65,438+0% of each cash withdrawal amount, and the minimum handling fee is 65,438+00 RMB for each cash withdrawal; The handling fee for overseas cash withdrawal is 3% of each cash withdrawal amount, and the minimum charge is USD 3 or 30 yuan RMB (USD 5 or 30 yuan RMB for American Express Card-Centurion Black Gold Card and American Express Card-Centurion Platinum Card). There is no inter-bank handling fee for cash advance.

Interest: Cash advance does not enjoy interest-free repayment. From the date of cash withdrawal to the date of settlement, interest will be charged at a daily rate of 0.5 ‰, with compound interest on a monthly basis.

Limit: Generally, the advance cash limit is 50% of the credit limit (except for cards with special provisions). At the same time, the maximum daily withdrawal amount of each card in China is RMB 2,000; The daily cumulative cash advance of each overseas non-UnionPay line shall not exceed the equivalent of 1 ,000 USD, the cumulative cash advance of 1 month shall not exceed the equivalent of 5,000 USD, and the cumulative cash advance of 6 months shall not exceed the equivalent of 1 ,000 USD.