Chase is a good bank, and credit cards are also good credit cards, which are more valuable. However, because Chase is better, its policy is also very strict. The most crucial one is 5/24, that is, in the past 24 months, applicants who have opened five credit card accounts will definitely be rejected directly, which is why I don't recommend both BOA and Discover. Those who are new to playing cards should apply for Chase as much as possible in the first five.